A Leading Bankruptcy Attorney in Panama City Beach, FL Explains Your Bankruptcy Record
While filing a personal bankruptcy case is public, your case is not something that the public get to easily. Various websites that provide this information, however; they are not as easy to access as most people think. Most sites require the use of a paid subscription, which most people will not want. If you are afraid of someone looking up your bankruptcy, public access does not compromise your financial security. Only people such as bankruptcy lawyers in Panama City Beach, FL can access these easily.
A bankruptcy will stay on your credit report for up to 10 years. This means your information will be likely accessible online for that long. But most people are eligible for a loan or credit very soon after the bankruptcy, so even if the bank sees this, you can still qualify for a loan if you have good credit and paid off debt. Monitor your credit report monthly to ensure that the debts are cleared.
Your bankruptcy is a matter of public record, but you have little legal leverage to claim who can access the file. If you go and apply for a job, they may be able to access these by accessing your credit report. There may be questions on an application or even an application for a rental home that ask if you have ever filed for bankruptcy.
Bankruptcy can be a scary word and a scary process but if you use the best lawyer and the best legal team, you are sure to get through the process smoothly and easily. Make sure for any bankruptcy questions that you contact a leading bankruptcy attorney in Panama City Beach, FL, Lewis and Jurnovoy.
Martin Lewis and Steven Jurnovoy joined as partners in 1998 to create the law firm of Lewis & Jurnovoy, P.A. The primary emphasis of the law firm is in the representation of individuals and sole proprietors in Chapter 13 Bankruptcy ("Debt Consolidation") and Chapter 7 Straight Bankruptcy.
Lewis & Jurnovoy, PA
1004 Jenks Avenue
Panama City, FL 32401
(850) 913-9110
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